Home25-Year Capital Plan

Differentiator · Casaforta

25-Year Capital Plan

Condominiums are now required to do it. Astute private owners adopt it voluntarily — because anticipating major work over 25 years protects both return and value.

The rigour of condominiums, for your private assets

The 25-Year Capital Plan™ brings to plexes, multi-unit and commercial buildings the same discipline Bill 16 imposes on condominiums — but produced directly by Casaforta, with no legal obligation.

Two lanes, one discipline

Condominiums (Bill 16): planning runs through a contingency-fund study produced by an authorized professional — Casaforta coordinates it.

Private owners: no obligation, no intermediary — Casaforta produces your 25-Year Capital Plan™ directly, as a strategic tool.

What your 25-Year Capital Plan™ contains

Component inventory · remaining useful life · 5, 10 and 25-year work forecast · recommended annual reserve · annual update. Based on real inspection, not averages.

What it's for

Avoiding unpleasant surprises, protecting value, informing every decision (hold, improve, refinance, sell) and presenting a solid file to your lender or a buyer.

The discipline behind the numbers

The plan is built from the building, not from a template: component inventory, observed condition, remaining-life estimates and replacement horizons, assembled into a 25-year view of what the asset will ask of you and when. It is then kept honest the same way it was built — revisited against actual condition and executed work, so the horizon rolls forward with the building instead of gathering dust in a drawer. The numbers you plan with are the numbers your building actually supports.

Who it serves

Condominiums in Québec are required to plan this way; private owners are not — and that is precisely their opportunity. A plex or small-portfolio owner with a 25-year view negotiates refinancing with documentation instead of estimates, prices a sale from evidence, and replaces components on strategy instead of on failure. The discipline Bill 16 imposes on condominiums, Casaforta makes available to every owner who wants control of the asset's future. And because the plan lives in the Building Passport™, every revision stays traceable: what changed, when, and on what evidence.

Frequently asked questions

How does it differ from the contingency-fund study?
The study is the regulated document for condominiums, produced by an authorized professional. The 25-Year Capital Plan™ is the voluntary version Casaforta produces for private owners.
Is it mandatory?
No, not for private owners — but strongly recommended.
What is it based on?
A real inspection of the components and their lifespan.
The 25-year view starts at the roof

25-Year Capital Plan

Plan 25 years ahead.

The discipline of condominiums, applied to your private assets.

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